Caveat Emptors! Renting Vehicles
April 20, 2021 •  8:00 a.m. - 11:00 a.m. CDT

Instructor: Steven D. Lyon, CPCU, CIC, CRM, CRIS, AAI, ARM, AIS, MLIS, AFIS

Renting a vehicle may involve much more than you bargained for! Have you ever stopped to read one of these contracts? Learn what prudent Insurance agents and brokers should recommend to their clients when renting. This three-hour class will discuss: What coverage your credit card provides, who is a permissive user, does your personal/commercial auto provide any coverage, contractual problems, and issues, how to properly protect your client, and what is the CDW/LDW and should you buy it. 

3 CE Credit
Members $40
Nonmembers $60


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Employment Practices vs. Employee Benefits vs. Employment Liability Issues
May 12, 2021 • 9:00 a.m. to 12:00 p.m.

Instructor:  Mishell K, Magnusson, CIC, CISR, CPIA, AAI, FIPC

Employee Benefit Specialists (Life, Accident & Health Insurance Agents/Brokers), as well as Property Casualty Specialists (Agent/Broker), have involvement in their client's Employment Practices Issues; Employee Benefits Issues as well as Employers Liability Issues.

Each topic is defined and then broken down by the type of exposure that all commercial clients face and how these exposures can be eliminated or covered by insurance or other risk management techniques.  In addition, the three topics are brought together at the end to see how they are interrelated to include a brief discussion on workers' compensation and disability benefits.

This seminar is intended for both the Life, Accident & Health Agent/Broker and the Property/Casualty Agent/Broker as each has the need for an understanding of these exposures and insurance coverages.

3 CE Credit
Members $40
Nonmembers $60


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Insurance and Ethics
May 18, 2021 •  9:00 a.m. to 12:00 p.m.

Instructor:  Mishell K, Magnusson, CIC, CISR, CPIA, AAI, FIPC

Participants will be led through different insurance scenarios and ethical situations to determine why ethics are necessary in our society.  We have laws to protect people’s rights.  We have religious beliefs to guide our actions.  If the laws are enforced and the beliefs followed, why do we need further rules?

If the insurance agent or broker’s client (whether it is the insurance company or the insured) asks the agent or broker to do something that the agent or broker knows is unethical, do they “do the right thing?”

What is “the right thing?”

3 CE Credit
Members $40
Nonmembers $60


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Building Risk - Building a Policy that Works
May 26, 2021 • 9:00 a.m. to 12:00 p.m.

Instructor:  Cathy L. Trischan, CPU, CIC, CRM, AU, AAI, CRIS, ARM, MLIS, TRIP

This course will help insurance professionals learn how to insure building projects using Builders Risk coverage forms.  We will discuss some of the pitfalls to using Commercial Property Policies to cover construction and renovation projects.  We will then discuss some of the features to look for in a Builders Risk Policy and some of the important coverages that should be considered.

3 CE Credit
Members $40
Nonmembers $60

  
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Business Auto:  Insureds, Endorsements, and Exclusions
May 27, 2021 • 12:00 p.m. to 3:00 p.m.

Instructor: Steven D. Lyon, CPCU, CIC, CRM, CRIS, AAI, ARM, AIS, MLIS, AFIS

This informative three hour class will analyze "Who is an Insured" under the Business Auto Policy, various important endorsements every Business Auto Policy should include, and the pitfalls and dangers of the significant exclusions found in the BAP. We will take an in-depth look at the purpose and proper use of the following endorsements: Drive Other Car, Employees as Insureds, Employees Hired Autos, Broadened PIP/Additional PIP, Broadened Pollution Coverage, Injury to Leased Worker, Railroad-Insured Contract, Fellow Employee, and Designated Insured. Find out why an upper-tier contractor your client is performing work for, is probably already an additional insured on the BAP without an endorsement and the significant interplay between the BAP and CGL policies which often leads to confusion and preventable gaps in coverage. You won't want to miss this class!

3 CE Credit
Members $40
Nonmembers $60


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Additional Insureds & Waiver of Subrogation in Commercial Insurance
June 17, 2020 • 9:00 a.m. to 11:00 a.m.

Instructor:  Mishell K, Magnusson, CIC, CISR, CPIA, AAI, FIPC

Agents often field “additional named insured” status requests from their commercial-lines clients. However, there is no such thing! This course will address commercial-lines exposures and the difference between “named insured” and “additional insured.” The customer is one or the other, not both.  Additionally, some hold-harmless agreements—agreements that absolve one or both parties in a legally binding contract of liability for any injuries or damage suffered by the signer—are illegal in New Jersey and New York. This CE-approved session will focus on how an additional insured can be included on many different types of policies.   

2 CE Credit
Members $30
Nonmembers $50


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